Let’s talk about Debt and Income Most people have experienced, will experience, or are currently experiencing debt in their lives. Debt is a tool. So let’s talk about it. Debt is the promise of repayment of something of value, usually with interest, over a specific period. I like to think of it as “negative income”….
Welcome to Asset Allocation for Beginners! Let’s see if this sounds familiar: You’re on your financial journey because you feel that it is important to secure a solid financial foundation for a better future for yourself. You’ve opened a Roth IRA, 401k with match from your employer, maybe a Health Savings Account, or even a…
Your personal savings journey starts with good savings strategies! Savings gives you the power to make choices. Choices are the most inspiring changes of your life because they are made by you! Let’s get the chance to make some good choices and good changes through good savings~! Three Important Information Barriers to Good Savings This…
Financial planning at any stage is difficult. Let’s discuss steps to take to improve your personal financial health!! Six Steps to Financial Health People do not often know how to begin on their financial journey. Money is a tool. Managing and learning to use it takes practice. For me personally, I started with a checklist…
An Individual Retirement Arrangement (IRA) is an account for an individual which is specified for retirement savings. However, these accounts can get pretty confusing. So let’s talk about them! IRAs can come in two flavors: “Traditional” IRA and “ROTH” IRA Traditional IRA Traditional Individual Retirement Arrangement accounts have similarities to a 401k but they are…